Information as a risk distribution mechanism in the mortgage loan: projections in the pre-contractual stage

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dc.coverageDOI: 10.24822/rjduandes.0702.3
dc.creatorJottar, José Tomás Errázuriz
dc.creatorParra, Benjamín Eduardo Bravo
dc.date2023
dc.date.accessioned05-01-2026 18:23
dc.date.available05-01-2026 18:23
dc.description<p>This article examines the relevance of the information available to the parties at the time of negotiating the mortgage loan contract, based on the regulations contained in the Consumer Rights Protection Law and the Regulation on Consumer Information on Mortgage Loans. It analyzes the mortgage commitment letter and its legal nature as a founding element of the formation of consent, as well as its relationship with other similar institutions. Also, the importance of clarifying the concept of commercial risk used by the regulations in force and its scope is elucidated. Finally, the civil and infractional liability in which the Supplier may incur as a consequence of breaches or infringements of different nature, whether they take place in pre-contractual stages or after the formation of the consent, is reviewed.</p>eng
dc.identifierhttps://investigadores.uandes.cl/en/publications/97e0701e-adfe-43c8-9529-182cd5fb6c15
dc.languagespa
dc.rightsinfo:eu-repo/semantics/openAccess
dc.sourcevol.7 (2023) date: 2023-12-31 nr.2 p.60-81
dc.subjectcommercial risk
dc.subjectformation of consent
dc.subjectliability
dc.subjectmortgage commitment letter
dc.subjectMortgage loan contract
dc.titleInformation as a risk distribution mechanism in the mortgage loan: projections in the pre-contractual stageeng
dc.titleLa información como mecanismo de distribución de riesgos en el mutuo hipotecario: proyecciones en la etapa precontractualspa
dc.typeArticleeng
dc.typeArtículospa
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